Tuesday 23 August 2016

Quitting Smoking Can Quickly Have Home


More recently, the discourse about the rise in price of cigarettes in Indonesia is quite widely heard and became viral in the community.

Although there is no official information about this policy, opinions awakened already branched out into the pros and cons. Not only for active smokers, but also among passive smokers.



In the discourse mentioned that the price of cigarettes will be priced at 50,000, where the original price range Rp16.000 - Rp23.000 per pack.

Syamsudin, one of the active smokers said higher cigarette prices discourse becomes Rp50,000 feels quite burdensome. Because, with a monthly income of only a retired status, certainly too high.

"I belong to the cigarette addict. During this time spent cigarettes per day as much as a pack. When the price of cigarettes rose from Rp23.000 be 50,000, meaning I have to provide the money doubled, of Rp1.5 million per month, "said Syamsudin.

As a retired civil servant, the only income for the basic salary of Rp 4.1 million. So do not be surprised if Syamsudin rate is not able to allocate a budget of Rp 1.5 million per month.

However, in many of the cons, there are also the ones that openly supported their discourse cigarette prices.

In addition due to health reasons, cigarette consumption is actually a tertiary needs.

Kaukabus Eastern Province, Saudi Arabia, financial planners mengungkatkan fairly objective viewpoint to say that there are disadvantages faced by consumers who forced himself to continue smoking.

"Consumers cigarettes are divided into two types. The first is the type of consumer who menempatakan smoking as a primary need. Secondly, there are also consumers yangmenempatkan smoking as a social tool. That is, only occasionally smoking for social needs, "said Kikau.

He also added, unfortunately consumers of cigarettes in Indonesia are still many from the community to the middle. In fact, up to the children.

"Well, if this ensnare high society, with a mediocre income, and are already addicted, it can be dangerous. Finally, can shift more primary needs, such as clothing, food, and the boards, "he added.

Not just for the addicted course, Kikau also said that for consumers who just positioning cigarettes as a social tool, is also quite a loss if they are still forced to buy cigarettes at a high price.

"So, it might be wise to look at your needs that require money. If so, an increase of more than 200% is quite high. Instead of buying cigarettes, yes better meet the savings for other needs, one of them to buy a house, "he said.

Tips Commitment to Buy a House

Speaking desire to buy a house, the public response was quite diverse. There were looked important, there is the usual course, there is a feeling not too important.

"For consumers who feel important, they would be willing to leave good money to play saving (main savings) and saving additional (extra savings)," he explained.

"Even whether large or small money saved is not too important. Their commitment, there is money in the pocket like Rp20 thousand, 50 thousand, or more on the day it will be set aside, "he added.

Considering the price of the home that is often experienced price increases, in truth requires commitment set aside money as a top priority, so it is important to set aside the cash to play saving every month and additional saving.

"Main savings that could be taken from the monthly income, the additional savings that could be taken out of money per day and bonus or THR," added Kikau.

Kikau suggested creating personal savings that aims to save the rest of expenditure today. The goal, for the rest of the money does not 'run' to things that are not important consumptive.

For the middle class and lower mengenah, diverting money of Rp1.5 million per month from buying cigarettes to be used as additional saving to buy a house is fairly large.

"Because, with a salary of Rp 3 million, the price has exceeded the standard of reasonableness to save 10%. So, with a pack of cigarettes you can save up to meet the primary needs in particular to the needs of the board, "said Kikau.

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